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SEBI Registered Investment Advisor in Bangalore, India

You have worked hard to build your financial foundation. The next step is ensuring your wealth grows steadily, securely, and in line with your long-term goals.

At Wealth Crafts, we provide structured, unbiased investment planning built around your goals, time horizon, risk profile, and life stage.

"Investment Planning Designed for Your Life and Financial Goals"

Did you know over 70% of people in India don’t have a proper investment plan? Don’t be part of that statistic. Take control of your financial future today.

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Expert investment planning services for professionals seeking disciplined wealth building strategies.

  • 15+

    Years of Experience

  • 1200+

    Clients Globally

  • 20+

    Countries Served

  • SEBI

    Registered Investment Adviser

  • 100%

    Fee-Only Advisory

  • Personalized Plans

Comprehensive investment planning solutions tailored to your unique financial milestones and risk.

Investment Planner in Bangalore for Goal-Based Investing

Your Wealth Deserves a Strategy, Not Guesswork

Managing investments requires more than goodwill. Daily financial responsibilities, market fluctuations, and numerous product choices make it challenging to ensure your money works effectively. An overabundance of information often leads to analysis paralysis, making it difficult to take concrete steps. We see one of the most common challenges individuals face is taking the information they can find on the internet and making it actionable.

Many investors maintain fragmented portfolios. A fixed deposit in one place, several mutual funds in another, and an insurance policy elsewhere. These uncoordinated investments often fail to align with their long-term goals.

At Wealth Crafts, we bring structure and clarity to your investment decisions. Every recommendation we make is guided by your financial objectives alone. Not by commissions or product incentives.

Talk to an Advisor See What Our Clients Say

What is Investment Planning?

Investment planning is a structured process that aligns your financial resources with your long-term goals and aspirations. It goes beyond selecting individual instruments. It is a disciplined framework designed to grow your wealth, manage risk, and secure your financial future.

A good investment plan will ensure that every rupee you have earned is allocated with a purpose, whether you want to buy a house, invest in the higher education of your child and even in a retirement fund, a well-structured investment plan ensures every rupee is deployed with purpose.

A complete investment plan covers:

  • Goal Identification & Prioritization — defining which goals are important to achieve the timeline, and the corpus required
  • Risk profiling — determining your capability, willingness and need for risk to achieve your financial goals.
  • Asset allocation — establishing the right asset allocation between equity, debt, gold, and other instruments
  • Instrument selection — identifying simple, easy to understand and implement low-cost investments aligned to your plan
  • Periodic review — revising and refining your strategy whenever there are changes in personal circumstances, asset allocation, or the markets and economy.

Our 3 Promises

CLARITY

Understand Your Financial Situation

We provide you with a detailed understanding of your financial situation, helping you gain clarity on:

  • Where you stand financially: A comprehensive snapshot of your income, expenses, assets, and liabilities.
  • What goals are achievable: We assess your financial goals and help you distinguish between what’s attainable and what might require more effort.
  • How to prioritize your goals: Not all goals can be pursued simultaneously. We’ll help you identify which goals to focus on first and what trade-offs might be necessary.
  • What course corrections are needed: As life evolves, so do financial priorities. We guide you through any adjustments needed to stay on track.

SIMPLICITY

Focus on What Matters

Successful financial management doesn’t have to be complicated. We believe in simple strategies that deliver long-term results. Here’s how we ensure simplicity:

  • Straightforward solutions: We cut through the complexity of financial markets, offering you clear and actionable steps.
  • Avoiding distractions: Many people are tempted to take on complex strategies that often lead to confusion. We help you avoid those pitfalls and focus on what truly works.
  • Consistency: The best financial strategies are the ones that are easy to follow and maintain. We’ll design a plan that’s simple but effective, allowing you to consistently build wealth and security.

STRUCTURE

Framework for Taking Action

A financial plan isn’t just something you create once and forget. It’s a living guide that requires consistent monitoring and adjustment. We provide you with a framework for action that covers three major triggers:

  • Change in goals or personal circumstances: Life changes—whether it’s a new job, a child’s education, or a major purchase, we help you reassess and adjust your plan as needed.
  • Deviation from ideal asset allocation: If your investments drift from the ideal allocation due to market performance, we guide you in rebalancing to stay aligned with your long-term strategy.
  • Change in market conditions or investment options: Financial markets can change rapidly, and new investment opportunities might arise. We’ll help you stay ahead by adjusting your portfolio when necessary.

What Our Clients Say About Our Investment Planning?

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★★★★★

"I was looking for a fee-only financial planner who is neutral to financial products and services companies, does not get commission from mutual fund and other financial houses, and more importantly who can advise me on appropriate asset allocation based on my risk profile, age and retirement goals. Vivek's approach was very professional, methodical and very specific to my needs."

Srikanth Narasimhan

Mentor for Cisco Lanchpad Cohort 2021, Technical Advisor - Vunet Systems, Advisor Psiog Digital, Founder - Wellnessfor100.org

★★★★★

"Working with Vivek has given me a lot of clarity on how to think about setting financial goals, assess risk and choose investment instruments. Along with good investment advice one of the best things about working with Vivek has been the amount I have learned about managing personal finances."

Amogh Vaishampayan

Principal Product Manager at Avataar.Me

★★★★★

"I seeked Vivek's help in helping me managing my personal finance. His vast experience and knowledge in financial instruments has been very helpful in aligning my investments appropriately towards my goals keeping in account inflation, taxes etc. I would highly recommend Wealth Crafts' services."

Anshul Gupta

★★★★★

"Vivek is very thorough in fundamentals of investment. His technical advice is very well complimented by his integrity and best interest of his client. He is proactive, detailed and comprehensive in advice and support. It is pleasure to work with him and it feels safe with my investment."

Amol Mukewar

Shell India

Challenges Investors Face & How We Address Them

Most investors do not struggle from a lack of effort. They struggle from a lack of structure. Here are the most common challenges our clients bring to us:

Lack of Clear Financial Objectives

The majority of investors face challenges in terms of goal clarity, amount of investment, and timing of investment. We assist you in establishing your goals, grasping your financial position, and determining which of your goals are feasible. Clarity is what you will gain from working with us.

Uncertainty in Market Volatility

Market ups and downs often lead to poor investment decisions for long-term performance. We develop a financial plan tailored to your investment goals. It outlines a clear, predefined approach to making decisions based on market conditions.

Inadequate Risk Assessment

Over-investing and under-investing can be equally detrimental to the creation of wealth. We conduct a detailed risk profiling exercise to ensure that the portfolio is in synchronization with your comfort level and investment duration.

Lack of Portfolio Diversification

Concentration in a single asset class increases exposure to unnecessary risk. We design portfolios spread across multiple asset categories to balance growth with stability.

No Regular Portfolio Review

Life circumstances change, Asset Allocation changes and Markets change. A plan that is not reviewed regularly becomes misaligned with your current reality. We conduct periodic reviews to keep your portfolio on track.

UnBiased Financial Advice

Advisers who earn commissions from financial products carry an inherent conflict of interest. As a fee-only advisory firm, we do not get any commission or brokerage, and our recommendations are driven solely by what serves your best interest.

Our Approach to Investment Planning

Financial Goals Tracking for Secure Future

Understand Goals

We review your aspirations, financial data, and long-term objectives to lay the foundation of your plan.

Investment Risk Assessment and Management

Assess Risk & Timeline

We match your portfolio to your risk profile and investment horizon.

Personalized Wealth Management Strategy

Design Strategy

We create a customized plan tailored to your goals and life stage.

Diversified Portfolio Investment Solutions

Recommend Instruments

We suggest investments purely based on your needs, with no conflicts of interest.

Continuous Financial Portfolio Monitoring

Monitor & Refine

We review and adjust your portfolio regularly as markets and life change.

A 6-step disciplined investment planning approach for consistent growth and wealth protection.

Comprehensive Financial Advisory Service Packages

Value Plan

Plan for your Dreams

POPULAR Get Started

Deep planning for complex, growing wealth

Ideal For

  • Mid-career professionals, dual income
  • Multiple goals running simultaneously

Financial Planning

  • Money Autobiography & Personality Check
  • Comprehensive Financial Plan with Cash Flows
  • Goal-based Planning & Prioritisation
  • Insurance Needs Planning & Review
  • Global Asset Allocation

Implementation Guidance

  • Direct Mutual Fund Implementation Support
  • Asset Allocation & Portfolio Rebalancing
  • Review of Existing Portfolio & Insurance
  • Excel Execution Tracker

Advisor Access

  • Dedicated Team Advisor
  • Email, Scheduled Calls & WhatsApp Access
  • Major Decision Check-ins

Reviews & Reporting

  • Quarterly Structured Reviews
  • Financial Health Report
  • Access to WhatsApp Community

Behavioural Coaching (Any One - Semi-Annual)

  • Money Belief
  • Overcome Financial Fear
  • Money Values Clarification
  • Financial Regret Review
  • Overcoming Scarcity Mindset

₹45,000(Inclusive of Taxes)

Get Started

Premium Plan

Designed for Sophisticated Investor

Get Started

End-to-end wealth partnership for high complexity.

Ideal For

  • Senior executives, NRIs, business owners
  • Estate, succession, or exit planning needs

Financial Planning

  • Couple's Money Session by Vivek
  • Comprehensive Financial Plan with Cash Flows & Two Scenarios
  • Real Estate Optimization / Feasibility
  • NRI RNOR Remittance & Transition Strategy
  • UCITS ETFs / GIFT City Strategy
  • Planning Return to India within 5–10 Years

Implementation Guidance

  • Direct Mutual Fund Implementation Support
  • Asset Allocation & Portfolio Rebalancing
  • RSUs / ESPPs / ESOPs Compensation Reallocation
  • Master Document for Family
  • Trusted Network of CAs, CPAs & Estate Planners

Advisor Access

  • Senior Dedicated Advisor
  • Priority Video, Email & WhatsApp Access
  • Unlimited Between-Meeting Support
  • Family & Next-Generation Meetings

Reviews & Reporting

  • Quarterly Structured Reviews
  • Annual Comprehensive Wealth Report
  • Access to WhatsApp Community & LMS

Behavioural Coaching (Every Quarter)

  • Money Belief
  • Overcome Financial Fear
  • Money Values Clarification
  • Financial Regret Review
  • Overcoming Scarcity Mindset
  • Planning for Legacy and More

₹75,000(Inclusive of Taxes)

Get Started
Transparency-focused client policy from a SEBI registered fee-only financial investment planner.

What You Receive as a Wealth Crafts Client

Our clients receive a tangible, actionable investment plan. Here is what is included:

A detailed financial plan defining your goals, risk profile, asset allocation strategy, and investment philosophy. It serves as your financial reference across all market conditions

A structured breakdown of how your investible corpus should be distributed across equity, debt, gold, and other asset classes

A thorough assessment of your existing investments identifying misalignments and opportunities for improvement

Guidance on suitable mutual funds, debt instruments, and other investment vehicles aligned to your plan

A Practical Tool For Monitoring Implementation And Being Accountable To Your Plan

Ongoing engagement to ensure that your plan fits with your life and financial circumstances

Is This Investment Planning Service Right for You?

Holistic family financial planning to secure your household's future and retirement objectives.
Comprehensive Family Wealth Protection

The Family Planner

managing EMIs, school fees and day-to-day expenses while trying to save.

Strategic financial advice for mid-career professionals looking to optimize wealth and tax savings.
Career-Focused Financial Growth Planning

The Mid-Career Professional

35–50, earning consistently, needs a clear plan for the next 10–15 years.

Low-stress investment planning for conservative individuals seeking unbiased financial guidance.
Personalized Individual Investor Profile

Reluctant Investor

Tired of advisors selling products, looking for straightforward guidance.

Advanced investment planning for self-made individuals aiming for early retirement and FIRE.
Self-Made Investor Wealth Achievement

The Self-Made Investor

Build your own portfolio but want an honest review without unnecessary changes.

Why Fee-Only Investment Advisory Matters?

An adviser's compensation structure directly influences the quality of their recommendations. When an adviser earns commissions from financial products, a conflict of interest is present regardless of their intentions.

At Wealth Crafts, our income comes exclusively from the fee paid by our clients. We receive no commissions, trail fees, or incentives from any mutual fund house, insurance provider, or financial institution.

Fee-Only Planner (Wealth Crafts) Commission-Based Adviser
Source of income Flat fee from client Commission from product companies
Conflict of interest None Inherently present
Basis of recommendations Client’s goals May be influenced by commission structures
Fiduciary responsibility Yes, legally bound Not always applicable
Transparency Complete Often limited

As a SEBI Registered Investment Adviser (Registration No. INA000018328), we are legally and ethically obligated to act in your best interest at all times.

Investment Planning

Begin Your Investment Planning Journey With Wealth Crafts

Plan your investments with confidence. Get a free, personalized consultation with Wealth Crafts, no obligations, no sales pitch, just clarity for your financial future.

Schedule Your Free Consultation

SEBI Registered Investment Advisory Services Across Bangalore

We provide SEBI registered investment advisory services to individuals and families across Bangalore, offering fee-only investment guidance based on your financial goals, risk profile, investment horizon and overall financial situation. Our recommendations are independent of commissions and focused on helping you make informed investment decisions.

Areas We Serve:

  • Indiranagar

  • Koramangala

  • HSR Layout

  • Whitefield

  • Marathahalli

  • Bellandur

  • Sarjapur Road

  • Electronic City

  • Jayanagar

  • JP Nagar

  • Banashankari

  • Malleshwaram

  • Rajajinagar

  • Hebbal

  • Yelahanka

  • Devanahalli

  • Varthur

  • Brookefield

  • Bengaluru Central

  • Outer Ring Road

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FAQs Fee Only Investment Planning Services

Anyone who wants a structured, goal-oriented financial plan. We work with families, mid-career professionals, reluctant investors, and self-made investors seeking clarity and guidance.

No. Investment planning is designed for working professionals and individuals. At Wealth Crafts, we help you deploy your wealth efficiently, regardless of your current portfolio size.

We are a fee-only investment adviser. Our recommendations are independent, unbiased, and aligned solely with your financial goals. We never earn commissions from products.

You receive a personalized investment plan, asset allocation recommendation, portfolio review & gap analysis, specific instrument guidance, execution tracker, and ongoing quarterly reviews.

We conduct quarterly/half-yearly reviews based on requirement and adjust strategies whenever your life circumstances or market conditions change.

Yes. Every plan is goal-oriented and personalized for retirement, children’s education, home purchase, or long-term wealth creation.

We assess your risk tolerance and investment horizon, design a diversified portfolio, and create a financial plan tailored to your investment goals with pre-defined rules for market volatility.

Simply schedule your free introductory consultation. We will understand your goals and create a tailored investment strategy.

Yes. We are SEBI Registered Investment Advisers (INA000018328) and legally bound to act in your best interest at all times.

Yes. We work with clients across the globe, providing personalized investment advisory and financial planning, no matter where they are based.

Yes. We offer personalized investment advisory services to expats, helping you manage assets in India and abroad while aligning with your long-term financial goals.

Our clients are located in,

  • United States (US)
  • United Kingdom (UK)
  • Singapore
  • Germany
  • Australia
  • United Arab Emirates (UAE)
  • Saudi Arabia
  • Qatar
  • Other Middle East countries
  • Across Europe

Yes. We design investment plans that consider NRI specific regulations, repatriation rules and appropriate instruments to help you maximize post-tax returns while in compliance. We do not provide tax filing, computation or legal services.

Yes. We guide NRIs on eligible investment options in India, including mutual funds, fixed deposits, and other instruments that suit your risk profile and objectives. We also provide recommendations on international ETFs to help diversify your portfolio.

We offer end-to-end financial and investment planning, including:
  • Financial Planning
  • Investment Planning
  • Portfolio Reviews
  • NRI & International Advisory
  • Insurance Assessment
  • House Down-Payment and Loan Planning
  • Cash Flow Planning
  • Net Worth Analysis
  • Retirement Planning

Yes. Wealth Crafts provides investment planning services across major cities including Chennai, Mumbai, Hyderabad, and Delhi as well as other locations across India. Our investment advisory services are delivered online, making it easy to access personalized investment planning and portfolio guidance from anywhere.

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