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SEBI Certified Financial
Planner for Women in India

Women now handle multiple roles, from careers and businesses to family and personal goals. Financial planning for women is essential to transforming these responsibilities into opportunities for wealth management, financial stability, and long-term growth. As the SEBI-certified financial planner in Bangalore, Wealth Crafts provides women with clear, practical, and customized retirement and investment planning to enable them to manage their finances effectively.

Our strategic financial planning approach goes beyond numbers. We help women make wise choices, reduce financial strain, and reach long-term goals, including retirement planning, tax planning, investment growth, and wealth creation. Every woman can develop financial independence, confidently arrange her future, and generate long-term wealth for herself and her family with our support.

“Financial Planning Built for Your Financial Independence and Future Security”

Only 21% of women in India are financially literate, and women earn about 73 paise per rupee compared to men. Strong planning helps build long term security and wealth.

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  • 12+

    Years of Experience

  • 1200+

    Clients Globally

  • 20+

    Countries Served

  • SEBI

    Registered Investment Adviser

  • 100%

    Fee-Only Advisory

  • Personalized Plans

Certified Financial Planner for Women in Bangalore

Clear Money Plans for Real Life

Managing money is simple but not easy. Daily expenses, family needs, and changes in income can make planning feel hard. Many women save and invest, but often without a clear plan.

Your money may sit in different instruments. Savings, insurance, and investments may not work together. Without a clear structure, they may not support your long-term goals.

At Wealth Crafts, we bring clarity. We connect every decision to your goals and life stage with simple, un-biased financial advisory for women.

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Why Financial Planning is Critical for Women?

Women live longer than men, the average life expectancy for women being around 71 years. This makes it more important to plan for one’s retirement. However, challenges remain, despite the narrowing of the gender pay gap and the fact that 56% of women now make their own investment decisions. Pensions are also 25-40% lower, and only one-third have a financial plan with a structured approach.

Expert financial planning fills this gap. It provides solutions for career breaks, caregiving, life-changing divorce, and other unforeseen events. In addition, it deals with personalized investment plans, tax planning and accumulation of emergency reserves. Over 60 percent of women, even with higher savings, still feel they are not saving enough for the future. We provide clear financial guidance that helps turn financial awareness into action. Our approach supports goal focused planning and helps build lasting wealth, security, and true financial independence.

A complete financial plan includes:

  • Assess Unique Situation — CFPs review income gaps, career breaks, family duties, assets, debts, and insurance needs.
  • Set Tailored Goals — Prioritize retirement planning, child education, or post-divorce financial security.
  • Build Custom Strategy — Use diversified direct mutual funds, tax-saving tools (PPF/NPS), and budgeting tools like 50/30/20 for variable incomes.
  • Secure Protection — Maintain 6–12 month emergency funds, term/health/critical illness/disability, and estate plans covering caregiving risks.
  • Review Regularly — Quarterly/half-yearly reviews account for life changes, inflation, and market shifts to ensure lasting financial independence.

Our 3 Promises

CLARITY

Understand Your Financial Situation

We provide you with a detailed understanding of your financial situation, helping you gain clarity on:

  • Where you stand financially: A comprehensive snapshot of your income, expenses, assets, and liabilities.
  • What goals are achievable: We assess your financial goals and help you distinguish between what’s attainable and what might require more effort.
  • How to prioritize your goals: Not all goals can be pursued simultaneously. We’ll help you identify which goals to focus on first and what trade-offs might be necessary.
  • What course corrections are needed: As life evolves, so do financial priorities. We guide you through any adjustments needed to stay on track.

SIMPLICITY

Focus on What Matters

Successful financial management doesn’t have to be complicated. We believe in simple strategies that deliver long-term results. Here’s how we ensure simplicity:

  • Straightforward solutions: We cut through the complexity of financial markets, offering you clear and actionable steps.
  • Avoiding distractions: Many people are tempted to take on complex strategies that often lead to confusion. We help you avoid those pitfalls and focus on what truly works.
  • Consistency: The best financial strategies are the ones that are easy to follow and maintain. We’ll design a plan that’s simple but effective, allowing you to consistently build wealth and security.

STRUCTURE

Framework for Taking Action

A financial plan isn’t just something you create once and forget. It’s a living guide that requires consistent monitoring and adjustment. We provide you with a framework for action that covers three major triggers:

  • Change in goals or personal circumstances: Life changes—whether it’s a new job, a child’s education, or a major purchase, we help you reassess and adjust your plan as needed.
  • Deviation from ideal asset allocation: If your investments drift from the ideal allocation due to market performance, we guide you in rebalancing to stay aligned with your long-term strategy.
  • Change in market conditions or investment options: Financial markets can change rapidly, and new investment opportunities might arise. We’ll help you stay ahead by adjusting your portfolio when necessary.

Challenges Women Face & How We Help

Many women manage money with care but commonly lack a clear plan. Without guidance, minor gaps could become more significant problems tomorrow.

Career Breaks and Income Gaps

Taking a break for personal or family reasons slows saving. We rebuild your financial planning after career break.

Dependence on Others for Decisions

Relying on someone else for financial decisions might restrict control. We help you to understand your money and independently make wise judgments.

Lack of Investment Clarity

Too many investment options can feel confusing and overwhelming, making it hard to know where to start. We simplify your choices and guide you toward investments that match your long term goals and comfort level.

Longer Life Expectancy

Women often need more retirement savings than expected. We create personalized retirement financial plans for women to secure a longer, stable, and comfortable future.

Unplanned Expenses

Unexpected costs can disrupt your savings. We help you build an emergency fund and protection plan to stay prepared and reduce stress.

No Clear Financial Structure

Saving without a plan can leave gaps in your finances. We organize all your accounts and investments into a clear, connected system that works together.

Our Approach to Financial Planning Service for Woman

Understand Your Goals

We create a foundation to understand your life goals, financial data and aspirations.

Evaluate Your Situation

We review your income, savings, investments, and overall financial data to identify gaps and opportunities.

Create a Roadmap

Our personalized financial plan creates detailed cash flow projections to effectively achieve your objectives.

Recommend Investments

We recommend suitable investment alternatives fit for your risk tolerance and long-term goals.

Monitor & Support

We guide you through every stage, give you continuous guidance, and modify plans as life changes.

Comprehensive Financial Advisory Service Packages

Value Plan

Plan for your Dreams

POPULAR

₹25,000

A complete plan to secure your future and grow your wealth.

  • Suitable for the Family Man
  • Networth upto 5 crore
  • Risk Profiling
  • Life & Health Insurance
  • Review of Existing Insurance
  • Emergency Planning
  • Investment Strategy
  • Review of Existing Portfolio
  • Goal Based Financial Planning
  • Retirement Planning
  • Knowledge Sharing Sessions
  • Excel Based Execution Tracker
  • Quarterly Review
  • Webinar Access
  • Unlimited Support
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Premium Plan

Designed for Sophisticated Investor

₹35,000

Advanced planning for high-value financial growth and management.

  • For the Sophisticated Investor/NRIs
  • Networth 5 crore to 10 crore
  • Everything in Value Plan
  • Life Centered Financial Planning
  • Tax Loss Harvesting
  • NRO/NRI Planning
  • Debt Management
  • Net Worth Analysis
  • Asset Allocation Strategy
  • Portfolio Rebalancing
  • Household Cash Flow Management
  • Importance of Will & Estate Planning
  • Excel Based Execution Tracker
  • Quarterly Review
  • Webinar Access
  • Master Document for Family
  • Unlimited Support
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What You Receive as a Wealth Crafts Client

You receive a clear and practical financial plan that you can follow with ease.

Clarity is the first take away. You will understand which goals you can achieve, which you should let go, how much you should invest for each goal now and on-going basis. How you should prioritize between goals and take decisions on an on-going basis.

We organize your income, expenses, and savings simply. This helps manage your finances effectively without any pressure.

Depending on your goals, timeframe, and risk profile, we design the right asset allocation mix and allocate money to equity, fixed income and other assets. You may gently and securely increase your wealth.

We create a plan to guarantee your long-term financial independence. You can live a secure and satisfying future without fear.

We suggest tax efficient investments to plan your taxes. Your decisions remain practical, focused, and aligned with your financial plan.

We review your insurance to protect your income, family, and assets. This ensures you stay secure from unexpected events.

We regularly review your plan and adjust it as life changes. This maintains your financial alignment with your goals at every level.

Is This Financial Planning Service Right for You?

The Working Professional

Manage your earnings effectively and grow savings with a clear plan.

The Woman Restarting Her Career

Rebuild your finances confidently after a break and regain stability.

The Family Manager

Organize household expenses efficiently and strengthen control over family savings.

The Independent Woman

Take charge of your finances and achieve full money clarity.

Why Fee-Only Financial Planning Matters?

Choose your planner carefully, because how they earn affects the advice you get. Commissions can create bias and lead to decisions that may not fully support your goals. At Wealth Crafts, we provide fee-only services and never earn from products. This keeps your financial plan honest, focused on your needs, and aligned with your life priorities.

Feature Fee-Only Planner (Wealth Crafts) Commission-Based Adviser
Source of Income Flat fee from client Commission from product companies
Conflict of Interest None Often present
Basis of Recommendations Focused on your goals and priorities May be influenced by commission structures
Fiduciary Responsibility Legally bound to act in your best interest Not always applicable
Transparency Complete and clear Often limited

As a SEBI Registered Investment Adviser (Registration No. INA000018328), we follow strict rules to act in your best interest.

Financial Planning for Women

Begin Your Financial Planning Journey for Women in Bangalore

Empower yourself to manage money with confidence. Schedule FREE Introductory Call with Wealth Crafts. No pressure, just practical guidance designed for your goals.

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Common Queries About Financial Planning for Women

Expert financial planning is about taking control of your money so it works for your goals. We help women in developing clear, achievable financial plans that guarantee their future and build independence.

Life brings unique obstacles for women, ranging from career breaks to longer life expectancy. Our strategy guarantees you can handle crises, save for retirement, and become wealthy without stress.

Financial freedom results from careful tracking of expenses, regular saving, and wise investing. We guide women to build a structured financial plan and make confident financial choices.

Start by reviewing your income, expenses, and goals. We assist in setting priorities, creating an emergency fund, and beginning investments in simple, effective options such as mutual funds or PPF.

From mutual funds and PPF, NPS, or gold there are many ways to grow wealth. At Wealth Crafts, we design the right mix for your goals and comfort with risk.

Think about how much you’ll need and factor in inflation. We craft strategies using PF, PPF, NPS, and other investments to make sure your retirement is secure and comfortable.

  • Track income and expenses
  • Focus on essentials
  • Automate savings
We make budgeting simple, realistic, and easy to stick with.

Assess the current situation and gradually start rebuilding savings. At Wealth Crafts, we help you resume investing, find income opportunities and regain financial stability.

Invest in PPF, ELSS, NPS and health insurance to legally save on taxes. Wealth Crafts makes sure that every opportunity to reduce taxes and increase wealth is considered.

We estimate the future cost of education after factoring inflation and provide investment recommendations to build a corpus of children’s education.

Women should think about disability, critical illness, life, and health. For our female clients, we combine insurance policies to ensure their assets are fully protected and secure.

Focus on essentials, long-term goals, and multiple income sources. We build strategies that secure your future while supporting your children.

Look for certified financial advisors with experience in women’s financial planning. We offer expert guidance, a fiduciary approach, and a track record of helping women succeed financially.

A safety net covering 6–12 months of essential expenses is ideal. We help calculate, build, and maintain a fund that is practical, accessible, and reliable.

SEBI's mandatory disclosure requirement

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